FHA, VA and USDA loans allow qualified buyers to purchase houses with around just 3-5% down. Grant programs also help first-time buyers cover down payments completely. Built-up savings can then go towards other ownership costs longer term instead.
Purchase Home Warranties
Unexpected repairs and replacements on home systems/appliances not caught in inspections can cost thousands in the first year of ownership. Home warranty contracts provide appliance/system coverage for a small service fee, saving tons of money by avoiding expensive equipment replacement and labor outright when items inevitably break. Warranties give affordable protection and financial peace of mind.
Utilize every angle possible in savings on cheap houses, from direct FSBO purchases to lower interest mortgages and home warranty coverage. Small discounts add up to thousands over time. Partner the right programs and get savvy negotiating directly with sellers, lenders and title companies as well.
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